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47 Questions, Answered

Roofing Questions Homeowners Ask Us

Every question we answer on the site, in one place. Pick a service or a town to narrow the list, or search for a word.

ServicesTowns

Roof Replacement Questions

Go to the Roof Replacement page

How Much Does a New Roof Cost?

We give you a number after a free look. The price comes from the roof's size and pitch and the shingle you pick. There is no charge to come out and no money to start. Your agreement says when payment is due. We accept cash or check. A 3.5% fee will be added to credit card payments. Financing is available. If a storm did the damage, your insurance may cover most of it.

How Long Does a Roof Replacement Take?

Most roofs are done in one day, depending on the pitch and the structure of the roof. Scheduling of delivery and installation follows after the agreement is signed by both parties. How long the install takes and when it is scheduled both depend on the weather. The order goes in, the supply house pulls it, we check the weather, and the material is delivered a couple of days before and stacked on the roof if possible.

What Happens With My Deductible?

Deductibles are required to be paid on all insurance claims, and we have financing available. Deductibles are per storm date, so if hail hits again next month, it applies again. Some insurance companies require proof you paid the deductible, such as a canceled check, before they release the depreciation. Jake walks you through the claim when he comes out.

Which Shingles Do You Install?

Primarily Owens Corning, and GAF on request. We offer the same products as we put on our own house. Both makers certify us as installers, which is what lets us offer the manufacturer's extended warranty, available on request. Ask when we come out and we will show you the shingle on the sample board before you pick a color.

What Happens to My Yard?

We tarp the perimeter during tear off to protect the landscaping and make cleanup easier. When the roof is on, we roll the magnet through the yard and the driveway, blow debris out of any gutters, and clean the entire perimeter of debris.

Roof Repair Questions

Go to the Roof Repair page

What Repairs Do You Do Most?

We repair shingle roofs: ridge caps, shingles blown off in a wind storm, and hail damage. Ridge caps along the peak of the roof blow off too, one of the repairs we do most. Jake walks the whole roof, not just the spot you see from the ground. Call, and Frank answers the phone himself.

What Is Your Minimum for a Repair?

We do not have one set minimum. It depends on the complexity and pitch of the roof, and the size of the area affected. Call us at (512) 736-2486 for your free inspection.

Do You Fix Roof Leaks?

Depending on the situation. And if we think we can fix it the first time, we'll make an attempt. Jake walks the whole roof, not just the spot you see from the ground. Call, and Frank answers the phone himself.

Free Roof Inspection Questions

Go to the Free Roof Inspection page

Is the Roof Inspection Really Free?

Yes. There is no charge to come out and no charge to look. Jake comes out, looks at the roof, and tells you what he finds. If the roof is fine, that is what we tell you. If it needs work, you get a written number, and there is no money to start.

Will You Walk a Steep Roof?

Not a steep two story roof. If the house is two story and the pitch is steeper than 9/12, Jake does not walk it. We lean a ladder up there and look from the edge. On most other roofs, Jake walks the roof, points out the hail damage, and marks a few hits in chalk.

What If the Roof Is Fine?

Then that is what we tell you, and you owe nothing. Jake looks, tells you what he found, and leaves. Call us again after the next storm. Frank answers the phone when you call, and Jake comes back out at no charge.

Insurance Claims Questions

Go to the Insurance Claims page

What Is Recoverable Depreciation?

It is the second check. The insurance company holds back depreciation from the first check. If you get the work done for the total of the estimate, they pay the recoverable depreciation after the work is done. Most policies work this way.

What Is the Difference Between RCV and ACV?

An RCV policy, Replacement Cost Value, has recoverable depreciation, so a second check comes after the work is done. An ACV policy, Actual Cash Value, has non recoverable depreciation. No second check is coming, and you owe the deductible and the depreciation held out. ACV policies are the rare ones.

Should I Call You Before or After I File?

Before. Have us inspect the roof for storm damage first, then file the claim with your carrier. After the adjuster writes the estimate, let us review it so we know it is written correctly and the work can be done for that amount. In the meantime, do not sign anything a door knocker hands you. It is a contingency agreement.

After a Hail Storm Questions

Go to the After a Hail Storm page

How Long Do I Have After a Hail Storm?

You have six months or one year to get the work done, depending on your policy. If you wait longer, you lose the recoverable depreciation, if applicable. So take your time after you file a claim, but do not let it slide. Have us look first, then file.

Should I Sign With a Door Knocker?

No. What they hand you is a contingency agreement. If you do not hire them after they meet your adjuster, they want 20% of the claim total. Walk out and check the license plate on their truck. Some are from out of state.

Do I Pay Anything to Start?

No. Never give a contractor money to start. Supply houses give us a 30 day float, and a company worth its salt can handle that. We need no money to start, and you pay when the work is done. Deductibles are required to be paid on all insurance claims, and we have financing available.

Round Rock Questions

Go to the Round Rock page

Do You Work All of Round Rock?

Yes, we work on all zip codes of Round Rock, and in the surrounding areas too. Call and Frank answers the phone himself. His son Jake comes out to look at the roof, and there is no charge for the visit.

How Big Was the 2023 Hail Storm in Round Rock?

The largest stone was 4 inches, reported about two miles north of Round Rock on September 24, 2023. Only one other storm since 2000 brought stones that big to Round Rock, on May 14, 2008. If nobody has checked your roof since then, the look is free.

When Does Round Rock Get the Most Hail?

September has brought more hail reports at Round Rock than any other month since 2000. Hail can bruise a shingle without leaving a mark you can see from the ground, so have us look after a storm. The look costs you nothing.

How Old Are Most Homes in Round Rock?

The median Round Rock home was built in 2002, per the Census Bureau. About 47 percent of the homes in town went up between 1990 and 2009. A roof that old may be on its second set of shingles, so a look after a storm is worth it.

How Did Round Rock Get Its Name?

Round Rock took its name in 1854 from a large anvil-shaped limestone rock in Brushy Creek. The first postmaster and the town blacksmith used to fish there. Ruddy's Roofing has worked out of Round Rock since 2014, and Frank still answers the phone.

Georgetown Questions

Go to the Georgetown page

How Did Georgetown Get Its Name?

Georgetown was founded in 1848 and named for George Washington Glasscock. He gave the land for the town site with his partner, Thomas B. Huling. Today Georgetown is the county seat of Williamson County, and Jake drives up from Round Rock to look at roofs there at no charge.

How Big Was the 2025 Hail Storm in Georgetown?

The largest stone was 2.5 inches, about three miles south-southeast of Georgetown, on April 22, 2025. The biggest stone at Georgetown since 2000 was 2.75 inches, reported in 2007 and again in 2020. Hail that size can bruise a shingle in ways you cannot see from the yard.

When Does Georgetown Get the Most Hail?

April is the busiest hail month in Georgetown, per the federal storm record since 2000. March and May come next. Spring is when to keep an eye on the roof, and a look after any hail storm costs you nothing.

Are Most Georgetown Homes Newer?

About 45 percent of Georgetown's homes were built in 2010 or later, per the Census Bureau. The median home in town was built in 2008. A newer roof still takes hail. One storm can bruise the shingles on a roof of any age, which is why Jake walks every slope when he comes out.

Are Most Georgetown Homes Single-Family Houses?

Yes, about 73 percent of Georgetown's homes are single-family detached houses, per the Census Bureau. That is the kind of shingle roof we work on every week. Call and Frank answers, and Jake comes up to look at no cost to you.

Hutto Questions

Go to the Hutto page

How Did Hutto Get the Hippo?

Hutto's hippo comes from a 1915 local legend. A hippopotamus got loose from a circus train at the depot and got stuck in the mud of Cottonwood Creek. The town itself is named for its railroad depot, Hutto Station, which sat on land the railroad bought from rancher James Emory Hutto in 1876.

Are Most Hutto Homes Single-Family Houses?

Yes, about 93 percent of Hutto's homes are single-family detached houses, per the Census Bureau. Call during business hours and Frank answers the phone himself. Jake comes over to Hutto to check the roof, and nobody charges you for that visit.

What Was the Biggest Hail in Hutto?

The largest stone reported at Hutto since 2000 was 2 inches, on May 30, 2024. A second report that day, about two miles northeast of town, measured 1.75 inches. If your roof has not been looked at since that storm, call Frank. The look is free.

When Does Hutto Get the Most Hail?

April is the hail month in Hutto, with more reports logged since 2000 than every other month put together. May comes next. Spring is the season to watch the roof, and a look after any hail storm costs you nothing.

How Old Are the Houses in Hutto?

The median Hutto home was built in 2010, per the Census Bureau. About half of the homes in town went up in 2010 or later, and only 4 percent before 1990. A young roof still takes hail, so have Jake look it over after a storm comes through.

Cedar Park Questions

Go to the Cedar Park page

How Did Cedar Park Get Its Name?

Cedar Park was first called Running Brushy, after a strong spring at the head of the creek. Emmett Cluck renamed it Cedar Park in 1887. Building limestone and cedar fence posts were major Cedar Park products from the 1890s until about 1970.

Are Most Cedar Park Homes Single-Family Houses?

Yes, about 73 percent of Cedar Park's homes are single-family detached houses, per the Census Bureau. Call, and Frank answers the phone himself. Jake drives out to Cedar Park to look at the roof, and the look costs you nothing.

What Was the Biggest Hail in Cedar Park?

The largest Cedar Park hail since 2000 was 2 inches, on June 26, 2002 and May 28, 2025. On the 2025 date, the largest fell about a mile west of town. Hail that size can leave bruises on a shingle that nobody sees from the yard.

How Old Are Most Homes in Cedar Park?

Most Cedar Park homes, 55 percent, were built between 1990 and 2009, per the Census Bureau. The median home in the city was built in 2005, and 31 percent are 2010 or newer. A roof that has been up since the 1990s has seen a lot of hail seasons, so a check after a storm is worth it.

When Does Cedar Park Get the Most Hail?

March and April have brought the most Cedar Park hail reports since 2000, per the federal storm record. June and May come next. None came in the fall. Spring is the time to watch the roof, and a look after any hail storm costs you nothing.

Leander Questions

Go to the Leander page

How Big Was the 2025 Hail Storm in Leander?

The largest stone was 3 inches, about three miles west-northwest of Leander, on May 16, 2025. That 3-inch stone is the biggest reported at Leander since 2000. If your roof has not been checked since, call Frank. The look is free.

How Did Leander Get Its Name?

Leander began in 1882, when the railroad bypassed Bagdad a mile to the west. It was more than likely named for Karl Leander, the railroad's station manager. Frank answers the phone when you call, and Jake drives out to Leander to look at the roof at no cost to you.

How Old Are Most Homes in Leander?

The median Leander home was built in 2013, per the Census Bureau. About 63 percent of the homes in town went up in 2010 or later. A newer roof still takes hail, so have Jake look it over after a storm.

When Does Leander Get the Most Hail?

May is the peak month for hail in Leander, per the federal storm record since 2000. April is next, then June. Late spring is when to keep an eye on the roof, and a look after any hail storm costs you nothing.

Are Most Leander Homes Single-Family Houses?

Yes, about 82 percent of Leander's homes are single-family detached houses, per the Census Bureau. Call and Frank answers the phone himself, and Jake comes out to Leander to look at the roof at no charge. Jake walks the whole roof, not just the spot you see from the ground. If the roof is fine, that is what we tell you.

Austin Questions

Go to the Austin page

Does Austin Require a Class A Roof?

Yes, in Austin's wildfire code zones, which cover more than half of the city. In those zones the roof covering must be Class A rated, with gaps fire-stopped or covered by an approved cap sheet. If you replace 50 percent or more of the roof, the whole roof has to meet the code.

How Did Austin Get Its Name?

Austin is named for Stephen F. Austin. The Republic of Texas founded it in 1839 as its permanent capital, on the hamlet of Waterloo. Frank answers the phone when you call, and Jake drives down to Austin to look at the roof at no charge to you.

How Big Was the 2023 Hail Storm in Austin?

The largest stones were 2.5 inches, reported in Austin on September 24, 2023. The biggest stone at Austin since 2000 was 3 inches, reported 10 miles northwest of the city on April 20, 2006. Call, and Frank answers the phone himself. Jake inspects the roof at no charge.

How Old Are Homes in Austin?

The median Austin home was built in 1994, per the Census Bureau. About 45 percent of the homes in the city went up before 1990, and 26 percent in 2010 or later. An older roof has taken more hail and more sun, so a free look after a storm is worth it.

When Does Austin Get the Most Hail?

May has brought the most Austin hail reports since 2000, per the federal storm record. April comes close behind, and March is next. Call Frank to set a time. Spring is when to watch the roof, and a look after any hail storm costs you nothing.